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Atlanta Bankruptcies
Welcome to AtlantaBankruptcies.com, the industry’s premier bankruptcy resource center, putting the latest bankruptcy information at your fingertips. Find out why attorneys, financial consultants, investment professionals, accountants, and bankruptcy professionals from all areas of the industry have been considering us as a reliable source for getting help regarding bankruptcy issues.
Bankruptcy is generally defined as the inability of an individual or an organization to pay its debts. Relief begins with the filing of a petition by the debtor in federal court. Typically a court-appointed Trustee evaluates the debtor’s estate (all assets and income sources) to determine the extent to which outstanding debts can be paid. Often, under Chapter 7, the Debtor is discharged because nothing remains after the “exempt” assets are protected. Under Chapter 13, a payment plan is designed to pay off arrearages and whatever portion of unsecured debts the Debtor can afford to pay over a five-year period, and then the Debtor is discharged.
People, both rich and working-class, and companies of all sizes fall victim to bankruptcy, for a variety of reasons: the loss of a job, excessive medical bills, divorce, death of a spouse, poor financial management, economic downturn, etc. If your debts are piling up and you are considering bankruptcy, call Atlanta Bankruptcy.
Under Chapter 7, you may be able to be discharged from your debts completely and get a new start. Or, Chapter 13 may provide a way to pay off your arrearages (or a portion of your debt) under a reduced payment plan. For small business, Chapter 11 may afford the opportunity to get a “breathing spell” while you reorganize your company.
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